Showing posts with label small business legal issues. Show all posts
Showing posts with label small business legal issues. Show all posts

Thursday, November 8, 2012

 
 
 
Success is not the result of spontaneous combustion.  
You must set yourself on fire. 
 
~Unknown
 
 
 
Richard Figley
Independent Associate
614-832-8330 
 

Friday, October 19, 2012

101 Reasons to have a LegalShield Membership





101 Reasons For A Legalshield Membership

1. You don’t understand the difference between a trust and a will.
2. You don’t have an up-to-date will.
3. Family members challenge your parent’s will.
4. Your landlord raises rent in violation of your verbal agreement.
5. You are selected for an audit.
6. Your parents die and leave you executor of their estate.
7. You are tired of hidden cell phone fees.
8. You do not have a retirement savings plan.
9. You lose your personal identification.
 
10. You receive a speeding ticket.
11. You are buying or selling your home.
12. Your driver’s license is suspended.
13. You don’t understand your health insurance plan or new legislation.
14. Your teenager is accused of shoplifting.
15. You decide to change your name.
16. Your new washing machine doesn’t wash.
17. Creditors threaten to take action against you for your ex-spouse’s debts.
18. A neighbor or school reports you for child abuse.
19. You adopt a child.
20. A friend or neighbor is injured on your property.
21. You need child support enforced.
22. A friend owes you money and files bankruptcy.
23. A caller demands money or damaging information will be released.
24. Your car is damaged by a hit-and-run driver.
25. You accidentally back over your neighbor’s garbage can.
26. A hairdresser damages your hair with harsh chemicals.
27. Your car is repossessed unjustly.
 
28. You are subpoenaed or served with legal papers.
29. You are called to jury duty.
30. Your long drive off the tee injures another player.
31. You need a lease agreement reviewed.
32. Your son is injured in a football game.
33. A neighbor trips over a rake in your yard.
34. A jeweler sells you defective merchandise.
35. A car dealership gains illegal access to your credit history.
36. You are hit by a bottle at a baseball game.
37. A tenant falls down stairs and sues you.
38. You need help with credit card liability resolution.
39. You are injured when you slip on a wet floor in a public building.
40. Your livestock trample a neighbor’s garden.
41. Your neighbor’s dog barks for hours every night.
42. Your teenager gets a speeding ticket.
43. Your landlord enters your apartment without permission.
44. Your child throws a baseball through a neighbor’s car window.
45. You don’t have a Living Will or Medical Power of Attorney.
46. Your boat is damaged while in storage.
47. Your landlord refuses to refund your cleaning deposit.
48. You lose an expensive watch in a hotel and the manager denies liability.
49. A speeding car nicks your bumper when your car was parked on the street.
50. A merchant refuses to honor a guarantee.
51. You have an accident driving your friend’s boat.
52. Your spouse claims a right to your earnings.
53. A record club sends merchandise after you cancel your membership.
54. You are refused service at a restaurant.
55. A property manager refuses to rent to you.
56. You are denied credit for no apparent reason.
57. An online auction goes sour.
58. The repair shop threatens small claims court for money you don’t owe.
59. Your car insurance is cancelled when your teenager has an accident.

60. Your child needs special education in public school.
61. You made a sizable gift to charity.
62. Angry words result in a slander law suit.
63. You need a patent for an invention.
64. You need a copyright for your manuscript.
65. You are wrongly accused of committing a crime.
66. Your right to privacy has been invaded.
67. Your car is vandalized in a parking lot.
68. A postal carrier slips on your unshoveled walk and breaks his or her leg.
69. You have questions about escrow in a home purchase.
70. You’re stopped for speeding and a passenger is in possession of marijuana.
71. Your teenager wrecks the car and a passenger is injured.
72. You care for your elderly parents.
73. You receive disability.
74. You are cheated by a door-to-door salesman.
75. A repairman charges more than a given estimate.
76. A creditor tries illegal collection tactics.
77. An accident results in a personal injury.
78. You are scheduled to appear in small claims court.
79. Your new house has bad plumbing and a leaky roof.
80. You take a vacation and your room has a view of the trash dumpster.
81. A minor is caught breaking into your home.
82. You have a fender bender while driving a friend’s car.
83. You have liability questions in launching a new business.
84. You have a question about an easement on your property.
85. Your neighbor’s dog bites your child.
86. You have a property line dispute over a newly installed fence.
87. You’re asked to testify as a witness to a crime.
88. You need a premarital agreement.
89. You’re buying or selling a car.
90. Your child’s school demands a drug or alcohol test.
91. Your bank sends a foreclosure notice after one house payment is late.
92. A retail store won’t accept the return of defective merchandise.

 
93. A repairman won’t stand behind his work.
94. A trespasser is caught poaching on your land.
95. You are leasing property.
96. You receive a letter from a creditor and it is not your debt.
97. A bank reports bad credit activity unjustly.
98. You need advice concerning a divorce.
99. You own your own small business.
100. You can’t make heads or tails out of the new tax forms.
101. Your spouse uses physical force against you.

Know your rights in any situation.

Even with all these examples, some say, “I would never use a Legalshield membership.”   The main reason people don’t use an attorney in the following situations is the cost.  At an average rate of $200 per hour, it would cost more for the attorney than the problem they are trying to solve.
LegalShield gives you the ability to talk to an attorney on any matter without worrying about high hourly costs. For one flat monthly fee you can access legal advice, no matter how traumatic or trivial the issue. That’s why under the protection of LegalShield you and your family can live your lives worry-free, every day, every night, now and forever.
Isn’t it time to learn more about getting a Legalshield Membership?  Click the websites below to learn more about this great benefit and the LegalShield opportunity.


Richard Figley
Independent Associate

614-395-2313
figleyr@legalshield.com



Wednesday, August 29, 2012

 Legal Service Sales Consultant
Learn about this career
Click on the Link Below 

As a Legal Service Sales Consultant, you’ll have access to a wide array of company perks and benefits:
  • Uncapped commissions
  • Residual income you bring in for the life of the business
  • Work from home comfort
  • Performance-based Bonuses and Car Allowance
  • Preferred Discounts
  • Unmatched Flexibility
  • Industry-leading Training
Description
For nearly 40 years, LegalShield has been offering direct access to legal consultation. For one low monthly fee, we offer members unlimited advice from our carefully selected provider law firms – a revolutionary service which transformed the scope and level of legal service in America!
As a Legal Service Sales Consultant for LegalShield, you can work from home, determining your own effort level and income as a full- or part-time associate! Selling unlimited legal advice for LegalShield has many other advantages, as well. You will receive uncapped commissions, performance-based bonuses and car allowance, and even preferred discounts. Legal Service Sales Consultants will also have dynamic training opportunities as well as endless resources and support at their disposal.
Work from home, offer consultative services and sell an excellent legal product at your own pace! Join us, and grow personally, professionally and financially in a position which suites your interests and lifestyle:
Group Sales (Work from Home):
Sell sound legal representation to businesses and corporations of all sizes. A college degree is beneficial but not required. If you have an interest in a sales-related opportunity and like speaking to groups of people, you can enjoy:
  • The flexibility of a work from home career
  • Setting your own hours
  • Opportunities to collaborate with true decision makers
  • Limited sales competition
  • Uncapped commissions
Direct Sales (Work from Home):
Sell affordable, professional legal advice to individuals and small businesses. Build a team and leverage off of their success. This opportunity, perfect for salespeople with great communication skills and the desire to grow, will give you:
  • A work from home career
  • Flexible hours
  • An unlimited earning potential
  • Limited sales competition
  • Uncapped commissions
Part-Time (Work from Home):
Work from home and sell our legal services on your own schedule! Supplement your income and still receive:
  • The luxury of limited time commitment
  • A schedule that allows you to meet your lifestyle needs
  • Flexibility to work at your own pace
  • Uncapped commissions
Requirements:
As a Legal Services Sales Consultant, you must be committed to an efficient and disciplined routine that works for you. In order to work from home successfully, you must be driven, confident and independent with a strong work ethic and the desire to succeed!
  • Strong presentation and communication skills
  • Proficient in MS Office product suite
  • Previous sales experience is not required. Our industry-leading training will provide the tools needed to be successful.
  • If you do have previous sales experience you're in an even better position to be successful with a growing company!
  • Legal Shield career opportunities offer the "time-freedom" and "financial-freedom" while helping others access the legal system. You must have the ability to want to help others while also helping to supplement your income no matter what field your in.

Contact Richard Figley at the information below;

email: figleyr@legalshield.com
website: www.richardfigley.com

Friday, July 13, 2012

Protect Your Small Business from Identity Theft

 

Ensure Protection From Identity Theft in Your Small Business

By Linda Vincent

Consumer identity theft is in the news every day, and for good reason: consumers are the fastest growing victims of identity theft. They often become victims as a direct result of small businesses not safeguarding their personal information. From exposed credit card information at a restaurant to easily accessible patient records at a physician’s office, small businesses need to keep sensitive data under lock and key to provide identity theft protection.

Are you one of those small businesses ignoring identity theft threats? If so, you are putting your business at serious risk. In addition to the countless revenue you will lose when customers flee to your competitors, you may also face costly lawsuits that can literally put you out of business.
Many small business owners like you are so busy serving your customers’ needs that you forget to protect the data that makes you vulnerable to hackers, data breaches, and even employee identity theft. To avoid small business identity theft, you must take every possible precaution to ensure that you, the company, the employees, and your customers have protection from identity theft.
There are many proven strategies to prevent small business identity theft, and there are a couple of basic rules: 1) identify and implement security strategies to physically protect business information and customers’ private data, and 2) ensure that computer networks are virtually protected against data breaches that can result in identity theft.
Let’s take a closer look at some of the questions you should be asking yourself if you want to ensure your business’ protection from identity theft:
  • How safe are your business records? Start by thinking about the simple things like access to filing cabinets, and then look at the much larger issue of virtual filing cabinets—which includes all of the private information you’ve collected on your customers and employees. How easy is it for anyone to login and walk away with information that could put your business at risk?
  • Do you have alarms and locks on your physical premises? It may sound obvious, but many small businesses have not invested in basic systems to provide protection from Identity Theft. The first step is hiring a security company to install and begin monitoring all possible entryways of your business.
  • Are you shredding everything? Emphasize the importance of shredding all documents that contain customers’ personal data. Employees need to understand that any piece of stolen personal information can be used against the business in the event of a lawsuit due to negligence. Consider placing only one regular trash bin near the workstations and put shredders next to every station to promote the destruction of customer information.
  • Are you helping a hacker? One of the many small business identity theft threats is hacking because, in many cases, it’s the easiest way to steal information. Unless your company has protection from identity theft by using a secure firewall, you are inviting an intruder to slyly slip into your network, take everything, and then sell it on the black market.
  • Who has access to your computers? Your computer network is the lifeblood of your business, so you need to make sure it is password protected and that the most private, identifiable information is safeguarded. Think about who really requires access to the network. A receptionist needs far less access than a manager.
Learn more about preventing identity theft in your small business by visiting www.ID-TheftProtection.com or calling 614.395.2313




Richard Figley
Independent Associate


Thursday, July 5, 2012

Louisville man orders iPods in Bank Customers Names

Louisville man charged with identity theft for allegedly ordering iPods in the name of PNC Bank customers

7:19 PM, Jul 3, 2012   
Andrew M. Halsell

Andrew M. Halsell / Louisville Metropolitan Department of Corrections

A Louisville man who worked for a cleaning crew at PNC Bank placed online orders in the names of bank customers, then waited outside their homes to pick up the goods when they were delivered, police said.
Andre Halsell, 27, of the 9700 block of Streamview Trail, was charged with defrauding merchants out of nearly $4,600 worth of merchandise, according to an arrest warrant. Eight people have been victimized since Jan. 1, police said.
One victim reported that someone used his name, date of birth and social security number to open fraudulent accounts and order iPods from online stores Fingerhut.com and Gettington.com, according to an arrest citation.
Halsell admitted to taking documents with personal information from PNC Bank, then setting up lines of credit with online stores, according to police records. The records said he then sold the iPods on Craigslist.
Halsell, who knew the victims’ addresses, would go to their houses and wait for orders to arrive via UPS, said Sgt. Melissa Mottley, the commander of the LMPD fraud unit.
Most of the addresses were in the area of the Cloverleaf neighborhood east of Dixie Highway and south of the Watterson Expressway.
Halsell tried to intercept the packages, posing as one of the victims or a relative, and asking UPS delivery workers to give him the packages, Mottley said. She said if he was unable to intercept the driver, Halsell would go to the UPS centers in an attempt to pick up the packages.
Mottley said Halsell couldn’t provide proper identification to UPS workers and was never able to retrieve any of the packages. She said one of the UPS drivers noticed Halsell’s suspicious behavior and called police.
He was arrested Tuesday afternoon and charged with 11 counts of identity theft and one count of theft by deception. He was being held Tuesday at Louisville Metro Corrections in lieu of $1,500 bail.
Police said they do not know if Halsell was working alone, and the investigation is still ongoing. Police referred questions about how Halsell allegedly found the personal information about the victims to PNC Bank.
Fred Solomon, a PNC spokesman, said “PNC’s policies are to secure customer information in a locked receptacle.” He would not comment further, saying it could jeopardize the police investigation.
Reporter Alex Orlando can be reached at (502) 582-4336.

 Richard Figley
Independent Associate
614.395.2313
figleyr@legalshield.com
www.richardfigley.com

 












Sunday, May 6, 2012

Small Business








Rocket Lawyer's recent small business survey offered up some interesting insight on what is going with small businesses. The survey provides excellent information as to why small business owners take the plunge to begin with and then explores the obstacles they face thereafter. What’s particular interesting is that over HALF of these small business owners had legal issues in the last year and of those owners, 11.9% had legal issues that involved failing to collect late payments.

Take a look at what’s going on inside small business owners heads.

SMALL BUSINESS LEGAL ISSUES: FAILURE TO COLLECT PAYMENTS TOPS THE LIST


failure-to-collect-late-payments 

If the collection of payments has become a problem for your business, we can help...
 find your Legal Business Plan HERE


Richard Figley
Independent Associate
614.395.2313
figleyr@legalshield.com
www.richardfigley.com
www.ID-TheftProtection.com